privacy-policy

Last updated: May 29, 2026

This Privacy Policy explains how EbookEducate ("EbookEducate", "we", "us", or "our") collects, uses, shares, and protects your information when you visit ebookeducate.com and use our financial calculators, blog, ebooks, budget tracker, and related tools (collectively, the "Services").

EbookEducate is operated by an individual based in India. By using the Services, you agree to the practices described in this Privacy Policy. If you do not agree, please do not use the Services.

1. Who We Are

EbookEducate is a free personal finance platform for users in India. We provide financial calculators (such as SIP, EMI, FD, PPF, NPS, and tax calculators), educational blog content, downloadable ebooks, and an optional budget tracker. You can reach us at any time at [email protected] for any privacy-related question.

2. Information We Collect

2.1 Information you provide directly

  • Account information. If you create an account, we collect your name, email address, and a password. If you sign in using a third-party login provider (such as Google), we receive basic profile information (such as your name and email) from that provider.
  • Budget tracker data. If you use the optional budget tracker, we store the financial information you enter, including income and expense amounts, transaction dates, categories, descriptions, tags, and budget limits. This data is linked to your account and is visible only to you when logged in.
  • Newsletter subscription. If you subscribe to our newsletter, we collect your email address and, optionally, your name.
  • Contact messages. If you contact us through our contact form, we collect your name, email address, and the contents of your message so we can respond. Contact messages are delivered to us by email.
  • Calculator inputs. The figures you enter into our calculators are processed to generate your results. These inputs are not tied to your identity unless you are logged in and choose to save them.

2.2 Information collected automatically

  • Usage and analytics data. We use Google Analytics to understand how visitors use the Services. This may include your approximate location, device and browser type, pages visited, time spent, referring website, and similar usage data, collected through cookies and similar technologies.
  • Log and technical data. Like most websites, our servers automatically record information such as your IP address and request details for security, abuse prevention (for example, rate limiting), and reliability purposes.

3. How We Use Your Information

We use the information we collect to:

  • Provide, operate, and maintain the Services, including calculators, the budget tracker, ebooks, and the blog;
  • Create and manage your account and authenticate your logins;
  • Store and display the budget data you choose to save;
  • Send you the newsletter you subscribed to and respond to your messages;
  • Generate calculator results and, where offered, AI-powered insights;
  • Understand usage trends and improve our content, tools, and user experience;
  • Protect the Services against fraud, abuse, and security threats; and
  • Comply with applicable legal obligations.

4. AI-Powered Features

Some of our tools offer AI-generated insights and explanations. To provide these features, the relevant inputs (for example, calculator figures) may be processed by third-party artificial intelligence services, such as Google Gemini and Anthropic's Claude. We do not send your account password or contact-message contents to these services for this purpose. AI-generated content is provided for general informational purposes only and may not always be accurate — please see our Disclaimer.

5. Cookies and Similar Technologies

We use cookies and similar technologies to keep you signed in, remember your preferences (such as light or dark theme), and measure site usage through Google Analytics. You can control or delete cookies through your browser settings. Disabling certain cookies may affect how parts of the Services function. For more information on how Google uses data, see Google's policy.

6. How We Share Your Information

We do not sell your personal information. We share information only in the following limited circumstances:

  • Service providers. With trusted third parties that help us operate the Services — such as hosting, email delivery, analytics (Google Analytics), and AI processing providers — who may only use the information to perform services for us.
  • Legal reasons. When required to comply with applicable law, legal process, or a lawful government request, or to protect the rights, safety, and security of our users, the public, or EbookEducate.
  • Business transfer. If EbookEducate is involved in a merger, acquisition, or transfer of assets (for example, if the platform later operates under a registered brand or entity), your information may be transferred as part of that transaction, subject to this Privacy Policy.

7. Data Retention

We retain your personal information for as long as your account is active or as needed to provide the Services. Budget tracker data is retained until you delete it or close your account. Newsletter data is retained until you unsubscribe. Contact-message data is retained only as long as necessary to respond to and resolve your enquiry. We may retain certain information where required to comply with legal obligations or to resolve disputes.

8. Your Rights and Choices

  • Access and correction. You can view and update your account details and budget data when logged in.
  • Deletion. You may request deletion of your account and associated data by emailing us at [email protected].
  • Newsletter opt-out. You can unsubscribe at any time using the unsubscribe link in any newsletter email.
  • Analytics opt-out. You can opt out of Google Analytics using the Google Analytics Opt-out Browser Add-on.

If you are located in India, you have rights under the Digital Personal Data Protection Act, 2023, including the right to access, correct, and erase your personal data, and to withdraw consent. To exercise any of these rights, contact us at [email protected].

9. Data Security

We take reasonable technical and organisational measures to protect your information, including encrypted connections (HTTPS), access controls, and rate limiting to prevent abuse. However, no method of transmission or storage over the internet is completely secure, and we cannot guarantee absolute security.

10. Children's Privacy

The Services are intended for users aged 18 and above and are not directed at children. We do not knowingly collect personal information from children. If you believe a child has provided us with personal information, please contact us so we can remove it.

11. Third-Party Links

The Services may contain links to third-party websites and resources. We are not responsible for the privacy practices or content of those websites. We encourage you to review the privacy policies of any third-party sites you visit.

12. Changes to This Privacy Policy

We may update this Privacy Policy from time to time. When we do, we will revise the "Last updated" date shown at the top of this page. Significant changes may be communicated through the Services. Your continued use of the Services after an update means you accept the revised policy.

13. Contact Us

If you have any questions, concerns, or requests regarding this Privacy Policy or your personal data, please contact us at [email protected].