disclaimer

The information provided by EbookEducate ("EbookEducate", "we", "us", or "our") on ebookeducate.com and through our calculators, blog, ebooks, budget tracker, and related tools (collectively, the "Services") is for general informational and educational purposes only. EbookEducate is operated by an individual based in India.

Please read this Disclaimer carefully. By using the Services, you acknowledge and agree to the points below.

1. Not Financial or Professional Advice

EbookEducate is an educational platform, not a registered investment adviser, financial planner, tax consultant, or legal professional. Nothing on the Services constitutes financial, investment, tax, legal, accounting, or other professional advice, nor a recommendation to buy, sell, or hold any financial product or security. The content does not take into account your individual financial situation, goals, or risk tolerance.

2. Calculators Are Estimates Only

Our financial calculators (such as SIP, EMI, FD, PPF, NPS, and tax calculators) produce estimates based on the inputs you provide and on assumptions, formulas, and rates that may change over time. Actual results — including returns, interest, taxes, and charges — depend on real-world factors such as market performance, regulatory changes, bank and institution policies, and fees, and will differ from the calculated figures. Calculator outputs should not be relied upon as a guarantee or promise of any specific outcome.

3. AI-Generated Content

Some features provide AI-generated insights, summaries, and explanations using third-party artificial intelligence services. AI-generated content may contain errors, omissions, or outdated information and should not be relied upon as a substitute for professional advice or independent verification. Always confirm important information from authoritative sources before acting on it.

4. No Guarantee of Accuracy

While we make reasonable efforts to keep the information on the Services accurate and up to date, we make no representations or warranties of any kind, express or implied, about the completeness, accuracy, reliability, suitability, or availability of the Services or the information, tools, and content contained on them. Financial rules, tax slabs, and interest rates in India change frequently, and content may not always reflect the latest position.

5. Your Responsibility

Any reliance you place on the Services is strictly at your own risk. Before making any financial, investment, or tax decision, you should conduct your own research and consult a qualified and, where applicable, SEBI-registered or otherwise licensed professional who can consider your specific circumstances. You are solely responsible for the decisions you make and their outcomes.

6. Investment Risk

Investments in mutual funds, equities, and other market-linked products are subject to market risks. Past performance is not indicative of future results, and the value of investments can go down as well as up. Please read all scheme-related and offer documents carefully before investing.

7. External Links

The Services may contain links to third-party websites or resources provided for convenience. We do not endorse and are not responsible for the content, accuracy, products, or services of any third-party website. Accessing third-party links is at your own risk.

8. Limitation of Liability

To the fullest extent permitted by applicable law, EbookEducate and its operator will not be liable for any loss or damage — including, without limitation, direct, indirect, incidental, consequential, or financial loss — arising from your use of, or reliance on, the Services or any information provided through them. This Disclaimer forms part of, and should be read together with, our Terms of Service and Privacy Policy.

9. Changes to This Disclaimer

We may update this Disclaimer at any time. When we do, we will revise the "Last updated" date shown at the top of this page. Your continued use of the Services constitutes acceptance of the current Disclaimer.

10. Contact Us

If you have any questions about this Disclaimer, please contact us at [email protected].